Only if fairy tales were real and genies could make stones turn into gold, would there be any need for savings? No, right? So in the real world if one is to enhance one’s money, he must save. And here the rule goes—the sooner the better! Create a savings account early in life to get [...]

Companies that sell reinforcing steel bars (or concrete bars – also known as Rebar) have seen a boom in recent years. Many cities have seen a surge in residential and commercial real estate projects, which in turn has increased the demand for Rebar.
Companies that sell, cut and bend Rebar have profited nicely from this [...]

I have a checking account and a savings that really doesn’t have much in it at all.
But what does that mean to us. Do we loose our accounts? Do we merge into another bank? I mean what should we do?
I know that the FDIC insurance is there but what happens to the account [...]

The most common set of diseases facing Americans moving into their 40’s and beyond has been termed “metabolic syndrome”. Metabolic syndrome is a collection of disease symptoms that tend to occur together. These are excess body fat around your waist, high blood pressure, high LDL cholesterol, low HDL cholesterol, elevated triglyceride levels, and [...]

With so many different terms floating around, banking terminology can get really confusing. If you are someone who doesn’t know their AER from their APR and their PIN from their Chip, then this guide to common banking terms could enlighten you.
AER
AER stands for Annual Earnings Rate. AER is used to calculate the annual amount that [...]

Credit card companies work hard to get their hands on your hard earned money. If you simply pay the minimum payments on your credit card bills, the majority of the money you give will be going to pay the interest on your debt leaving very little to pay against the debt you owe.
Unfortunately, many [...]

If you have a large sum of money, the worst thing you can do is let it sit around. If you keep your money in a safe-deposit box, or in another equally stagnant place, it will just sit there. It is best to get it out and put it in a place where it can [...]

In this age of the Internet, there has been a transformation in the way people bank. Most transactions can be conducted online, and one can access cash fast from innumerable ATMs strewn all over cities and towns. What is more, with internal tie-ups, you can even use ATMs of banks other than your own. All [...]

I recently found out that my parents have been exploiting my name to open bank accounts without my consent. How can I find these bank accounts and use them?
If you don’t find them this year, you will get interest statements from the banks before your income tax is due, if they are using your social [...]

Out of the 48 states, California is the one to tax corporate profits. Whereas, the bank and corporation tax of California remains the third largest source of General Fund revenues of the state. The raise in 1999-00 amounted to about $6.1 billion or 9 percent of the total. All corporations that earn income derived from [...]