Archive for September, 2009

If I possess two bank accounts in two different countries, how can I transfer money between them with PayPal?

I have already created a PayPal account in my country of residence. Now I want to send money back home (in Europe), where my "old" bank account still exists, but without credit card.
Don’t use PayPal for that! Just ask your bank to do a wire transfer. It may cost a few bucks, but [...]

How many bank accounts and credit cards should I have?

I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in [...]

Can you set up joint bank accounts for a few friends?

Myself and my 2 house amtes want to set up a joint bank accounts together for bills etc. My friend thinks there are ‘friend joint bank accounts’. Is this true, if so where are they???
you can get any regular account even if you are not related/in a relationship etc. If there are more than 2 [...]

Guide to Small Business Loan Interest Rates

If you are starting your own business and do not have enough start up cash to do so, a small business loan can be very useful. However, whenever we think of applying for loans we think of banks and financial institutions. It is true that loans taken from these banks have sound legal formalities. But [...]

How can I find out if my father-in-law has any insurance or bank accounts by using his social security number?

My father-in-law has been diagnosed with alzheimer’s. He has no recollection of any insurance or bank accounts. My wife has guardian ship and does not know how to go about finding this information. Is it possible to find this information by using his SS#? If so, where do we go on the internet?
If your wife [...]

What happens if you have 5 bank accounts and one reports you to CHEXSYSTEM for overdraft?

Will the other 4 banks close your accounts? Or does it just prevent you from opening other banks?
And how long does it stay on your record?
I’m curious on why you have 5 different bank accounts to begin with.
The other banks will get notified per letter from chexsystem, from there its really up to those [...]

Small Business Start Up: Start On A Low Budget

A small budget is usually needed for a small business start up. No one can start even a small business with no money. However, if everything is planned out carefully, you will need a very moderate budget to start a small business.
There are certain tips discussed below that will help solo, micro, home based or [...]

What banking services are required for e-commerce (10 points to best answer)?

as a minimum Paypal. Second would be a merchant account so that you can accept credit cards. Third would be to arange with an e-check company. The more options you provide the easier it will be for your customers
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How does one find out if your id is stolen and fraudulant bank accounts are being opened?

I was wondering about this for a long time now. I have subscribed to a credit monitoring service and I have access to my credit report and credit score. But what about bank accounts. These are not reported on the credit report. How would I ever know if someone has stolen my say SSN and [...]

How do I find out if bank accounts have been opened in my name?

I have reason to believe that a bank account may have been opened in my name. Will all accounts in my name show up on my credit report? How do I find out if this has happened?
bank accounts do not show on credit reports, only debts. If you want to find out, and you [...]